The firms network model is an important form of aggregation and cooperation for small and medium-sized enterprises which can improve their access to credit. Banks also are now considering networks as an opportunity, both in marketing terms and for risk control. The 2021 survey confirms the results of the 2019 survey: the number of networks that have improved their access to credit is increasing, but few are those that use dedicated loans and services, while the importance of a dedicated figure to manage banks relationships is confirmed.
L'evoluzione delle relazioni banche - reti
Antonio Proto
2021-01-01
Abstract
The firms network model is an important form of aggregation and cooperation for small and medium-sized enterprises which can improve their access to credit. Banks also are now considering networks as an opportunity, both in marketing terms and for risk control. The 2021 survey confirms the results of the 2019 survey: the number of networks that have improved their access to credit is increasing, but few are those that use dedicated loans and services, while the importance of a dedicated figure to manage banks relationships is confirmed.
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